Security systems and your insurance premium

The best way to qualify for low insurance rates is to guard against accidents, thefts, and losses. A few precautions you can take to make your home safer are to install deadbolt locks on doors and key locks on windows. If your home or apartment is at street level, you can add grates or grilles to protect windows. You can also install a security system or a burglar alarm that attaches to windows and doors. The security system should notify the police department or security company of a possible break-in. When purchasing a security system, it is important to notify your homeowners insurance agent. Most insurance companies will deduct around ten to fifteen percent off your annual home insurance premium after security system installation. If your insurance agent requires it, the security company will send a certificate verifying sytem installation. For additional information on home security and your insurance premiums, please consult a security specialist.